Scams text is authenticated and accurate nowadays that the bank authorities cannot differentiate or distinguish between the original and the fake. This was revealed by none other than the fraud chief of Britain’s biggest bank. Paul Davis, retail fraud director at Lloyds Banking Group, told Money Mail criminals can mimic the exact format of messages- which appear as though they are sent from a bank’s number using a technique called spoofing. To avoid these types of trap, so that customers can avoid Money Mail criminals, they should be taught about how to respond. According to him the customers should be educated and should know which the methods are should follow if the situation arises.

To stay safe the rule he disclosed was to not to talk to any strangers.

Image  Source: europol.europa.eu

The Bank fraud director said that just we teach a young kid how to cross a road just like that we should educate the customers about how to remain safe from these Money Mail traps that are laid by scammers and fraudsters. To stay safe the rule he disclosed was to not to talk to any strangers. Mr. Davis said to safe from these malicious threats all the messages customers receive has to be taken seriously and be dealt with proper attention and due diligence. It’s about what you say when you reply, he said. Don’t ever give out your bank details and never give more than a simple answer like yes or no.

The content of the message can reveal a lot about the details to the attacker.

Image Source: i.dailymail.co.uk

The content of the message can reveal a lot about the details to the attacker. For example, when shopping online, if a customer is texted at the same time to confirm they intended to make this exact purchase, it is more likely to be genuine. But if a person receives a text out of the blue saying they have made a payment and can they confirm the purchase, it is more likely to be a scam. If in doubt, don’t reply and ring the number on the back of your card, he said.

Source: Daily Mail


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